Form 10-K: The SEC Annual Report
The 10-K is the most demanding filing on a domestic issuer's calendar: audited financials, Inline XBRL, certifications, and a hard deadline. We convert, tag, proof, and file it so it goes in right the first time.
We prepare and file your 10-K
Form 10-K is the annual report that domestic SEC-reporting companies file under Sections 13 and 15(d) of the Exchange Act. It carries the year's audited financial statements, MD&A, risk factors, and the CEO/CFO certifications, all of it public the moment it's accepted.
Send us your draft in Word and Excel. We convert it to compliant EDGAR HTML, tag the financial statements and cover page in Inline XBRL, assemble the Section 302/906 certifications and exhibits, and send you a complete proof before anything is filed. New to EDGAR? See our Form ID & EDGAR access guide.
Revisions to the proof are included. Same-day filings often possible — call early.
When is a 10-K due?
The deadline runs from your fiscal year-end and depends on your filer category:
| Filer category | 10-K deadline |
|---|---|
| Large accelerated filer | 60 days after fiscal year-end |
| Accelerated filer | 75 days after fiscal year-end |
| Non-accelerated filer | 90 days after fiscal year-end |
Running late? Filing a Form 12b-25 (NT 10-K) by the due date buys an extra 15 calendar days. Check your exact date with our EDGAR due dates calculator, and mind SEC holidays and EDGAR hours.
What goes into a 10-K
Description of the business, risk factors, unresolved staff comments, cybersecurity disclosure, properties, and legal proceedings.
MD&A, market risk, and the audited financial statements — the section that drives most of the XBRL tagging work.
Directors, executive compensation, security ownership, and related-party matters — often incorporated by reference from the proxy statement.
The exhibit index, Section 302/906 certifications, and XBRL exhibits — where correct form coding matters most on EDGAR.
Common questions
Can't I just file it myself?
You can, but EDGAR's formatting, XBRL validation, access codes, and deadline math are unforgiving — and any error is public. We do this every day; most filers do it once a year.
Is XBRL required on a 10-K?
Yes. Operating companies must tag the financial statements (including notes) and the cover page in Inline XBRL. Tagging is part of our standard 10-K service, not an add-on.
What if we miss the deadline?
File an NT 10-K by the due date for a 15-day extension. Filing within that window keeps the 10-K deemed timely — important for Form S-3 eligibility and Rule 144.
Is my information kept confidential?
Yes. We routinely handle market-moving material before it's public and treat your documents as strictly confidential until they're filed.
More answers on our full FAQ.
Official resources & related filings
- SEC: Form 10-K (general instructions, PDF)
- SEC: Fast answers — Form 10-K
- Form 10-Q — the quarterly counterpart
- Form 8-K — current reports between 10-Ks
Foreign private issuer? Your annual report is the Form 20-F — or the Form 40-F for eligible Canadian issuers.